I have a friend

I have a friend, let's call him Andy. He has a dream, he dreamt that he will suceed before he was 30 years old.

He dreamt that he will be married, with one million in his bank account and driving an expensive car by the time he is 30 years old.

He graduated from University at the age of 23, most of his peers graduate only at 25, so he is 2 years ahead of his friends.

He worked hard and he kept dreaming. 7 years gone by and there he was, married, a partner of a company with a turnover of 2 million a month, and drives a reasonably expensive car, more expensive than the cheap national cars most fo his peers were driving.

Things were good until Andy was 30 yo. Things turned for the bad when the company could not collect enough to pay off the Creditors. Andy's marriage failed. Company went bust. No more fancy car.

All happened in 2 years time, the worst 2 years Andy suffered, with creditors sending debt collectors to collect at his office, at his office, sometimes middle of the night. Andy's house was splashed with red paint by one of the debt collectors. He thought GOD had abandoned him.

Well, that is only the beginning of the story...